Fees and Payments

We make every effort to keep down the cost of your medical care. We use generic medications whenever possible. We will write the largest quantities of your medications that are appropriate for the proper management of your specific medical problems. We will stay with providers that are on your insurance lists.

You can help by paying upon completion of each visit and keeping all your medical insurance information as up-to-date as possible. Other arrangements can be made with our office manager depending on special circumstances. Most lab tests are sent to an outside laboratory and is contracted by your insurance company. These charges are billed by the outside laboratory separate from the charges incurred at our office. Likewise, your insurance company may dictate with whom you can have xrays and may also require prior authorization for special tests or procedures. In the current environment, insurance companies have begun denying diagnostics tests which your provider may still believe to be medically necessary for your proper evaluation and management. In these rare situations, we will enlist you in the petitioning process with your insurance company.

We try to simplify the preparation of insurance claims, and thereby hold down costs that are unrelated to the delivery of good medical care. The receipt form we give you at the end of each visit contains all the information needed from the doctor for your insurance company to process your claim. If you do not have a claim form from your insurance company, we will give you a universal claim form to which you can attach one copy of the receipt form. You can then fill in your identifying information at the top of the form and forward it to your insurance company. Please remember that insurance is considered a method of reimbursing the patient for fees paid to the doctor and is not a substitute for payment. Some companies pay fixed allowances for certain procedures and others pay a percentage of the charge. It is your responsibility to pay any deductible amount, co-insurance, or any other balance not paid for by your insurance company. We know questions can arise on insurance matters and these should be discussed with our insurance clerk. We will be happy to help you receive maximum benefits; however, the agreement of the insurance company to pay for medical care is a contract between you and thec company.

November 2009